In this fascinating conversation, Joe Curry sits down with financial thought leader Carl Richards to discuss why simplicity is the secret to powerful financial planning. They explore the real value of advice, how to align money with life goals, and why what’s more important than money is often overlooked. With insights from Carl’s iconic sketches and his upcoming book Your Money: Reimagining Wealth in Simple Sketches, this episode is a must-listen for anyone approaching retirement.

Key Takeaways

Simplicity in Finance – Complex jargon alienates people; simple sketches and clear conversations create true understanding.

Real Financial Planning – It’s not about predictions or thick binders but about aligning money, energy, time, and attention with what matters most.

The Value of Advice – Advisors help clients course-correct, protect them from blind spots, and give permission to enjoy the wealth they’ve built.

Money as a Tool – Money is not the end goal—it’s a tool to create meaningful experiences and relationships.

Shaping Retirement – Retirement shouldn’t be viewed as a hard stop at 60; practicing hobbies, passions, and values earlier creates smoother transitions.