Julia Chung helps people plan their estates. But she still had a hard time talking with her dad about what would happen after his death.

“That was incredibly difficult on both of us,” said Ms. Chung, a certified financial planner, family enterprise advisor and registered trust and estate practitioner based in South Surrey, B.C. Her dad has been through several marriages and divorces, and he was reluctant to speak about his finances with his adult children.

“It wasn’t until after his father, my grandfather, died without a will – which threw the family into a lot of difficulty – that he was willing to talk to me and my brother about what his plans were.”

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