We hope you have a great last day of 2025! Why not start it off with a look back at our top 3 articles of the year!

At #3 we have Aaron Hector's look at new tax cuts.

Federal tax cuts are coming but not everyone will end up better off
(originally published on June 25, 2025 as a special to the Globe and Mail) Bill C-4, the Liberal government’s legislation to reduce the tax rate for the lowest federal tax bracket, didn’t make it through the House of Commons before parliamentarians left for summer break. While this change
FP CollectiveAaron Hector

At #2 we have Benjamin Felix video reviewing the issue with bank sales tactics.

Bank Financial Advice
If you are investing through one of the big Canadian banks, you will want to watch this video. Investigative journalism, research from Canadian regulators, and academic research all suggest that banks are more focused on selling products that are good for the bank than on giving advice in the best
FP CollectiveBenjamin Felix

And our top article of the year is Aaron Hector again with a guide on how to draw down a $100,000 RESP

Guide: How to draw down a $100,000 RESP over a 4 year university program.
Parents who have saved in their RESP often have questions about how to best withdraw money out of the account once their child is nearing the age in which they will begin going to post-secondary school. This article will highlight some things to consider and one potential drawdown plan. First
FP CollectiveAaron Hector

Thank you for reading, and happy 2026!