I’m in debt consolidation, how do I protect my investments from having to be liquidated if things go sideways again?

— Phil


The term ‘personal finance’ can be misleading. It implies that our financial well-being is purely the result of our individual choices, when in reality many people are just one crisis away from insolvency.

But how did so many of us get trapped in debt? More importantly, how can we navigate those traps?

Read the full article below.

Valle: How can we navigate the traps that lead us into debt?
How did so many of us get trapped in debt? More importantly, how can we navigate those traps?

And check out this bonus video on creditor protection from segregated funds: