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2024 Top 10: #9 & 10
We kick off our countdown of our 2024 top 10 articles with a pot on the new Capital Gain inclusion rate by Aravind Sithamparapillai and follow it up with Samuel Lichtman's post on how RRSPs & TFSAs can have identical outcomes.
Happy reading!
#10
Federal Budget 2024 - Personal Capital Gains Inclusion Rate
The Federal Budget 2024 included a provision for raising the inclusion rate of Capital gains for individuals as follows:
![](https://www.fpcollective.ca/content/images/thumbnail/fp-collective-high-resolution-logo-white-2-1.png)
#9
RRSPs vs TFSAs - Identical Outcomes?
Many people dislike RRSPs, yet love TFSAs. Those people would be surprised to know that the after-tax outcomes of both plans are nearly identical over long periods of time. Let’s break it down. Assumptions: Earned income: $130k
Marginal Tax Rate: 43.41%
Province: Ontario
Contribution: $7,000 Many people go
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